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However, if you go country-wise, the system would be simple to understand.

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The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.

Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.

The insurer may get the matter investigated if it finds any kind of discrepancy in the claim or the cause of death of the insured person.

The other side You may be surprised to know that there have been cases in the past when life insurance policies were misused.

However, a person may make anybody the beneficiary of the policy.

The insurance policy is a legal contract between the insurer and the insured.

Death is the only thing that is certain in this world.

Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.

Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.

Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.

At the same time, there is a bit of commerce involved in this.